Houston TX stands at number 1 in the list of cities with most expensive car insurance rates in TX State. Car owners in Houston TX pay 25% more or say 0.3 times more in car insurance premium than the state car insurance average and 3 times more than the national average. Average yearly car insurance rates in Houston is about $2811 per year compared to $900 for the national average. This make it mandatory for you to shop for a few car insurance quotes before you buy your policy. Exactly where we fit in for you. We help you get cheap car insurance quotes with just 5 simple questions answered while on a call with one of our local agent. We have helped hundreds of car insurance buyer in Houston TX save huge on their premium cost. We use insurance companies own tricks to get you the cheapest possible car insurance deal in Houston Metro area.

We compared auto insurance rates in the city of Houston, TX to identify the cheapest insurers and the rates they offer. The car insurance rates vary for a driver age / driver sex but the biggest impact on costs is variability in companies quotes. The highest quote in Houston, TX, for example was $5,928 or 500% higher than the cheapest car insurance compaTX’s quote of $1284. This is exactly why we compel you should always get quotes from at least three companies so they can be compared. Use our form here to get multiple car insurance quotes at one place with just 4 one word questions answered, and that too instantly. Or you can call our local number 832-463-2672 to get instant car insurance quotes in Houston, TX.

In the table above we have recorded data comparing car insurance rates in Houston by zip codes. We are trying to explain here how car insurance rates change as the zip codes change. For example average Car insurance in Houston for a male driver age ( 30 ) and for zip code [77005] is $1532, while for the same age average car insurance rates moves up $1617 for the zip code [77006]. Very evidently we can see some normal jumps in price ( almost $85 per year ) as the zip codes change in Houston area itself. Car insurance quotes in Houston are always varying as the zip codes change and this become very important you to choose the right zip code to get cheap car insurance in Houston area. This is exactly what we do for you. While on the call with you we can help you choose the right zip code to insure your car, making sure you get cheap car insurance in Houston, TX.

Age	Women	Men
18	$1,700	$1,992
19	$1,398	$1,636
20	$1,070	$1,233
21	$833	$950
22	$776	$883
23	$725	$824
24	$693	$763
25	$634	$634
35	$567	$557
45	$554	$548
55	$502	$505
65	$562	$565
75	$721	$772
85	$887	$973

In the table above we have recorded data comparing car insurance rates in Houston for different age groups and Gender. We are trying to explain here how car insurance rates change as the age of driver changes and also how its dependent on gender. For example average Car insurance in Houston for a male driver age ( 18 ) is $1992 while for the same age average car insurance rates goes down reaching $1700 for women. Also car insurance for male and female driver ( 35 ) is almost the same costing almost $567 per year. Very evidently we can see huge drop in price ( $1425 per year ) as the driver age range changes from 20 to 30. Car insurance quotes in Houston become stable for age range 35 - 85 costing around $600 for both the genders. This is where we can get you the cheapest insurance rates. While on the call with you we can help you choose the right person in your family to insure your car, making sure you get cheap car insurance in Houston TX.

Type of Insurance	HOUSTON Required Minimum	Study Limits
Bodily Injury Liability (BIL)	$25,000 per person, and up to $50,000 per accident	$50,000 per person, and up to $100,000 per accident
Collision Deductible	Not Available	$500
Property Damage	$15K per accident	$25,000
Uninsured / Underinsured Motorist BIL	Not Available	$50,000 per person, and

Houston requires auto insurance with a minimum of bodily injury protection of $25,000 per person up to $50,000 per accident, and $15,000 for property damage per accident. So we recommend you to get the best possible car insurance coverage at the cheapest possible price. Exactly what we can do for you. Simply call our local Houston number 832-463-2672 and we will automatically connect you with the cheapest car insurance provider depending on your ZIP CODE.